Swipe Fee Zero is the nation’s number one cash discount and surcharging platform. Established in 2015, Swipe Fee Zero allows merchants to pass their credit card processing fees along to the customer by implementing a 4% non-cash charge to all customers who pay with credit/debit cards. The non-cash charge is legal within all 50 states and is automatically waived when customers pay with cash or a gift card. The customers are made aware of the non-cash charge with signage and stickers that we provide for your place of business. You can place the signage on the door of the business as well as on/near the register where customers pay. We also provide language for online businesses to make customers aware of the non-cash charge. This 4% non-cash charge eliminates all your credit card processing fees, allowing you to keep 100% of the profits per each transaction made with credit/debit cards. Swipe Fee Zero uses the 4% non-cash charge to cover interchange costs, authorization costs, transaction costs, and support for our merchants.